How to Improve Your Credit Score from myfico.com
It’s important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how to Improve your credit score from following tips from myfico.com.
Mainly includes:
Pay your bills on time.
If you have missed payments, get current and stay current.
Be aware that paying off a collection statement will not remove it from your credit report.
If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor.
Keep balances low on credit cards and other “revolving credit”.
Pay off debt rather than moving it around.
Don’t close unused credit cards as a short-term strategy to raise your score.
Don’t open a number of new credit cards that you don’t need, just to increase your acquirable credit.
Other links:
Money.cnn.com: 5 ways to boost your score
genxfinance.com: 15 Ways to Establish and Improve Your Credit History
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